.hero{border-bottom:1px solid var(--line);position:relative;overflow:hidden}.hero:after{z-index:-1;content:"";border:1px solid #153f3424;border-radius:50%;width:15rem;height:15rem;position:absolute;top:2rem;right:-5rem}.hero__inner{gap:2.4rem;padding-block:3.8rem 3rem;display:grid}.hero h1{max-width:12ch;color:var(--forest);letter-spacing:-.065em;margin:0;font-size:clamp(2.5rem,10vw,5.5rem);line-height:1.03}.hero h1 em{color:var(--terracotta);font-style:normal}.hero__summary{color:#46534e;max-width:38rem;margin:1.5rem 0 0;font-size:1.03rem}.score-formula{border-block:1px solid var(--forest);justify-content:space-between;align-items:center;gap:.4rem;margin:0;padding:1rem;display:flex}.score-formula div{text-align:center}.score-formula dt{color:var(--muted);font-size:.7rem;font-weight:700}.score-formula dd{margin:0;font-size:.82rem}.score-formula strong{color:var(--forest);font-variant-numeric:tabular-nums;letter-spacing:-.05em;font-size:1.85rem}.calculator-section{padding-block:3.5rem 1rem}.section-heading{justify-content:space-between;align-items:end;gap:1.5rem;margin-bottom:1.5rem;display:flex}.section-heading h2{color:var(--forest);letter-spacing:-.045em;margin:0;font-size:clamp(1.75rem,5vw,2.75rem)}.section-heading>p{color:var(--muted);margin:0 0 .35rem;font-size:.8rem;display:none}.calculator-layout{border:1px solid var(--line);background:var(--surface);box-shadow:var(--shadow);overflow:hidden}.result-panel{color:#fff;background:var(--forest);place-items:center;min-height:22rem;padding:2rem 1.25rem;display:grid}.result-empty{text-align:center;max-width:22rem}.result-empty__number{font-variant-numeric:tabular-nums;border:1px solid #ffffff73;border-radius:50%;place-items:center;width:6rem;height:6rem;margin:0 auto 1.2rem;font-size:1.5rem;font-weight:800;display:grid}.result-empty h2{letter-spacing:-.03em;margin:0;font-size:1.25rem}.result-empty p{color:#ffffffb8;margin:.7rem 0 0;font-size:.84rem}.noscript-note{border:1px solid var(--terracotta);color:var(--error);background:#fff8f2;margin-top:1rem;padding:1rem;display:block}.calculator-faq{margin-top:4rem}.calculator-faq__list{gap:.75rem;display:grid}.calculator-faq details{border:1px solid var(--line);background:var(--surface);border-radius:.75rem}.calculator-faq summary{color:var(--forest);cursor:pointer;padding:1rem 1.15rem;font-weight:800}.calculator-faq details[open] summary{border-bottom:1px solid var(--line)}.calculator-faq details p{color:var(--muted);margin:0;padding:1rem 1.15rem 1.2rem}[hidden]{display:none}@media (width>=48rem){.hero__inner{grid-template-columns:1.35fr .65fr;align-items:end;padding-block:5.5rem 4.5rem}.score-formula{padding:1.25rem .8rem}.section-heading>p{display:block}}@media (width>=64rem){.calculator-layout{grid-template-columns:minmax(0,1.15fr) minmax(22rem,.85fr);align-items:start;display:grid}.result-panel{min-height:40rem;position:sticky;top:0}}.calculator-form{min-width:0}.form-section{border:0;border-bottom:1px solid var(--line);min-width:0;margin:0;padding:1.5rem 1rem}.form-section>legend{width:100%;color:var(--forest);letter-spacing:-.03em;align-items:center;gap:.7rem;padding:0;font-size:1.15rem;font-weight:800;display:flex}.form-section>legend small{color:var(--muted);letter-spacing:0;margin-left:auto;font-size:.7rem;font-weight:700}.step-number{border:1px solid var(--forest);font-variant-numeric:tabular-nums;border-radius:50%;place-items:center;width:1.7rem;height:1.7rem;font-size:.72rem;display:grid}.section-note{color:var(--muted);margin:.8rem 0 1.4rem;font-size:.86rem}.field-grid{gap:1rem;display:grid}.field{margin-top:1rem}.field-grid .field:first-child,.field-grid .field{margin-top:0}.field label,.choice-group>legend{color:var(--ink);margin-bottom:.45rem;font-size:.88rem;font-weight:750;display:block}.field label>span:not(.optional){color:var(--terracotta)}.optional{color:var(--muted);margin-left:.3rem;font-size:.7rem;font-weight:650}.field input{width:100%;min-height:3rem;color:var(--ink);background:#fff;border:1px solid #aaa698;border-radius:.35rem;padding:.68rem .8rem}.field input:hover{border-color:var(--forest)}.field input[aria-invalid=true]{border-color:var(--error);box-shadow:0 0 0 1px var(--error)}.field-hint{color:var(--muted);margin:.35rem 0 0;font-size:.74rem}.field-error{color:var(--error);margin:.4rem 0 0;font-size:.78rem;font-weight:700}.choice-group{border:0;grid-template-columns:1fr 1fr;gap:.55rem;min-width:0;margin:1rem 0 0;padding:0;display:grid}.choice-group>legend{grid-column:1/-1}.choice-card{cursor:pointer;background:#fff;border:1px solid #aaa698;border-radius:.35rem;align-items:center;gap:.55rem;min-height:3rem;padding:.65rem .75rem;display:flex;position:relative}.choice-card:has(input:checked){border-color:var(--forest);color:var(--forest);background:var(--sage);box-shadow:inset 0 0 0 1px var(--forest)}.choice-card input{width:1.05rem;height:1.05rem;accent-color:var(--forest)}.choice-card span{font-size:.82rem;font-weight:750}.choice-card>span>small{color:var(--muted);font-size:.66rem;font-weight:600;display:block}.number-input{align-items:center;display:flex}.number-input input{border-radius:.35rem 0 0 .35rem}.number-input span{min-width:3.5rem;min-height:3rem;color:var(--muted);background:var(--paper);border:1px solid #aaa698;border-left:0;border-radius:0 .35rem .35rem 0;place-items:center;font-size:.8rem;display:grid}.spouse-account{border-left:3px solid var(--terracotta);background:#faf2ed;margin-top:1rem;padding:.2rem .85rem 1rem}.form-actions{padding:1.25rem 1rem 1.6rem}.primary-button{border:1px solid var(--forest);color:#fff;background:var(--forest);cursor:pointer;border-radius:.35rem;justify-content:space-between;align-items:center;width:100%;min-height:3.5rem;padding:.8rem 1rem;font-weight:800;display:flex}.primary-button:hover{background:#0e3028}.form-actions p{color:var(--muted);text-align:center;margin:.6rem 0 0;font-size:.72rem}@media (width>=48rem){.form-section,.form-actions{padding-inline:2rem}.field-grid--two{grid-template-columns:1fr 1fr}.field--compact{max-width:18rem}}.help-panel{background:#f3f8f5;border:1px solid #b7cbc0;border-radius:.35rem;margin-top:1.2rem}.help-panel summary{min-height:2.8rem;color:var(--forest);cursor:pointer;justify-content:space-between;align-items:center;padding:.65rem .8rem;font-size:.78rem;font-weight:800;list-style:none;display:flex}.help-panel summary::-webkit-details-marker{display:none}.help-panel summary:after{content:"+";font-size:1.1rem;font-weight:500}.help-panel[open] summary:after{content:"−"}.help-panel>div{color:#42514b;border-top:1px solid #cfddd5;padding:0 .8rem .8rem;font-size:.76rem}.help-panel p{margin:.7rem 0}.help-panel ul{margin:0;padding-left:1.2rem}.help-panel li+li{margin-top:.35rem}.manual-review{background:#fff7f2;border:1px solid #d9a18f;border-radius:.35rem;margin:1rem;padding:1rem}.manual-review__heading{align-items:flex-start;gap:.75rem;display:flex}.manual-review__heading>span{color:#fff;background:var(--terracotta);border-radius:50%;flex:none;place-items:center;width:1.7rem;height:1.7rem;font-size:.8rem;font-weight:900;display:grid}.manual-review__heading p,.manual-review__heading h2{margin:0}.manual-review__heading p{color:var(--terracotta);font-size:.7rem;font-weight:800}.manual-review__heading h2{color:var(--ink);letter-spacing:-.02em;margin-top:.1rem;font-size:.95rem}.manual-review ol{counter-reset:manual-review;gap:.6rem;margin:1rem 0;padding:0;list-style:none;display:grid}.manual-review ol>li{color:#5e4036;counter-increment:manual-review;padding-left:1.75rem;font-size:.74rem;position:relative}.manual-review li:before{width:1.2rem;color:var(--terracotta);content:counter(manual-review, decimal-leading-zero);font-variant-numeric:tabular-nums;font-size:.66rem;font-weight:900;position:absolute;top:0;left:0}.manual-review li strong{color:#773928;display:block}.manual-review>p{color:#6f4538;border-top:1px solid #e4c4b9;margin:0;padding-top:.75rem;font-size:.74rem;font-weight:700}.trust-notice{border:1px solid var(--line);background:#e9eee9;gap:1.5rem;margin-top:1rem;padding:1.25rem;display:grid}.trust-notice__label{color:var(--terracotta);margin:0 0 .25rem;font-size:.7rem;font-weight:850}.trust-notice h2{color:var(--forest);letter-spacing:-.03em;margin:0;font-size:1.1rem}.trust-notice p:not(.trust-notice__label){color:#46534e;max-width:45rem;margin:.7rem 0 0;font-size:.78rem}.official-link{min-height:2.75rem;color:var(--forest);align-items:center;gap:.5rem;margin-top:1rem;font-size:.82rem;font-weight:850;display:inline-flex}.trust-notice dl{grid-template-columns:1fr 1fr;gap:.6rem;margin:0;display:grid}.trust-notice dl>div{background:#ffffff6b;border:1px solid #cbd5ce;padding:.75rem}.trust-notice dt{color:var(--muted);font-size:.65rem}.trust-notice dd{color:var(--forest);margin:.15rem 0 0;font-size:.74rem;font-weight:800}@media (width>=48rem){.manual-review{margin-inline:2rem;padding:1.25rem}.manual-review ol{grid-template-columns:1fr 1fr}.trust-notice{grid-template-columns:1.5fr 1fr;padding:1.5rem 2rem}}.result-success{width:100%;max-width:27rem}.result-amount{color:#fff;font-variant-numeric:tabular-nums;letter-spacing:-.05em;text-align:center;margin:1.5rem 0 0;font-size:3rem}.result-amount__unit{margin-left:.2rem;font-size:1.4rem;font-weight:700}.result-note-block{background:#efae931f;border:1px solid #efae938c;border-radius:.5rem;margin:1.5rem 0 0;padding:1.1rem 1.25rem}.result-note-block__heading{color:#efae93;letter-spacing:-.02em;margin:0;font-size:1.05rem}.result-note-block__body{color:#ffffffd1;margin:.6rem 0 0;font-size:.84rem}.result-kicker{color:#c6ded4;letter-spacing:.08em;text-align:center;margin:0 0 .5rem;font-size:.72rem;font-weight:800}.score-ring{width:9.5rem;height:9.5rem;margin:0 auto 1.1rem;position:relative}.score-ring svg{width:100%;height:100%;transform:rotate(-90deg)}.score-ring circle{fill:none;stroke-width:7px}.score-ring__track{stroke:#ffffff29}.score-ring__value{stroke:#efae93;stroke-dasharray:326.73;stroke-dashoffset:326.73px;stroke-linecap:round;transition:stroke-dashoffset .18s ease-out}.score-ring>div{text-align:center;place-content:center;display:grid;position:absolute;inset:0}.score-ring strong{font-variant-numeric:tabular-nums;letter-spacing:-.08em;font-size:3rem;line-height:1;display:block}.score-ring span{color:#ffffffad;font-size:.72rem}.result-success h2{letter-spacing:-.035em;text-align:center;margin:0;font-size:1.35rem}.result-insight{color:#ffffffb8;text-align:center;min-height:2.7rem;margin:.65rem auto 1.5rem;font-size:.8rem}.score-ledger{gap:1rem;display:grid}.score-row__heading{justify-content:space-between;align-items:center;gap:1rem;margin-bottom:.35rem;font-size:.78rem;display:flex}.score-row__heading strong{font-variant-numeric:tabular-nums}.score-bar{background:#ffffff29;border-radius:999px;height:.48rem;overflow:hidden}.score-bar>span{border-radius:inherit;background:#efae93;width:0;height:100%;transition:width .18s ease-out;display:block}.result-details{border-top:1px solid #ffffff2e;gap:.45rem;margin:1.5rem 0 0;padding-top:1rem;display:grid}.result-details>div{justify-content:space-between;align-items:center;gap:1rem;display:flex}.result-details dt{color:#ffffff94;font-size:.7rem}.result-details dd{font-variant-numeric:tabular-nums;margin:0;font-size:.75rem;font-weight:750}.result-details .official-link{color:#efae93;min-height:0;margin-top:0;font-size:.75rem;font-weight:750}.result-guides{border-top:1px solid #ffffff2e;margin-top:1rem;padding-top:.9rem}.result-guides p{color:#ffffff94;margin:0 0 .45rem;font-size:.68rem}.result-guides a{color:#fff;border-bottom:1px solid #ffffff1f;justify-content:space-between;align-items:center;gap:1rem;min-height:2.4rem;font-size:.75rem;font-weight:750;text-decoration:none;display:flex}.result-guides a:hover{color:#efae93}@media (prefers-reduced-motion:reduce){.score-ring__value,.score-bar>span{transition:none}}